Understand
your coverage.

Private care and public specialist care

ELNA Private Care consultations are paid services and are not covered by RAMQ. The public specialist clinic operates separately. Its services are covered by RAMQ for eligible patients, require a medical referral and are subject to availability. ELNA membership does not guarantee registration with the family medicine group (GMF), priority access or a specific wait time to see a specialist.

Check what your plan covers.

Coverage depends on the service and your insurance plan. We provide receipts for eligible services and offer direct billing with participating insurers, so you pay only the portion your plan does not cover.

Before your visit, confirm which services are covered, your plan limits and any costs you’ll need to pay with our team and your insurer.

Medical expenses and tax

Some expenses may qualify for a Québec medical expense tax credit. Eligibility depends on the expense and your circumstances; keep your receipts and check applicable rules.